Canada income


At Canada Income, we are 100% dedicated and fully equipped to support investors seeking facts, knowledge, income, and confidence to preserve and grow generational wealth.


Canada Income Wealth Management (CIWM) conducts its advisory business on the independent integrated platform of Aligned Capital Partners Inc (ACP).

Gyulmet Ramazanov is a founder and investment advisor at CIWM.

For over a decade, Gyulmet has been dedicated to helping Canadians preserve and grow their wealth, as well as generate income. With a client-centric approach, he takes the time to understand each individual’s financial needs and goals, crafting personalized strategies to meet them, whether it’s preserving capital, generating income, or achieving long-term growth.

At CIWM, we believe in transparency and integrity. We have no product ties, no incentive to sell investment products and our transparent pricing makes managing your portfolio straightforward.


Whether you’re in the wealth accumulation stage, nearing retirement, or have already retired, you deserve clarity and confidence in your financial future.

You want to know exactly what you’re paying and what you’re getting in return. That’s why you need an advisor who operates without outside incentives, provides transparent and visible fees, and prioritizes your interests above all else.

At CIWM, we specialize in guiding individuals like you through every stage of financial planning. Whether it’s preserving your wealth, maximizing growth opportunities, or generating tax-efficient income, we’re dedicated to helping you achieve your goals with transparency, integrity, and personalized care.


  1. Diagnosis
  2. Mapping
  3. Execution
  4. Visualization
  5. Readjust and Restructure

About Me


Founder and Investment Advisor, MBA.
We are going to embark on a journey together to evaluate your current life stage, risk tolerance, and aspirations. Our goal is to craft an individualized portfolio that reflects your unique circumstances and aligns with your financial objectives. Throughout this process, we prioritize open dialogue and transparency, ensuring that you fully understand every aspect of your investment strategy. We take the time to demystify technical terms and concepts, empowering you to make informed decisions about your financial future. At Canada Income, we believe that transparency is the cornerstone of your better future, and we are committed to guiding you every step of the way

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About you


You have decided to be more organized and focused on accumulating wealth. In the long-term, you want to achieve financial independence and desired lifestyle.


Your main considerations are when  to retire and what level of lifestyle will you be able to maintain during retirement. Retirement is all about cash flow and creating your “retirement pay-cheque”.


You want to know how much of your retirement income will come from your investment assets and what is the best strategy to withdraw funds.

5 steps

5 STEPS Mapping Your Road To Income Independence


We begin by thoroughly assessing your financial situation, goals, and risk tolerance. This stage involves detailed discussions and analysis to understand your unique needs and circumstances.


Once we have a clear understanding of your financial landscape, we develop a customized roadmap tailored to your objectives. This roadmap outlines the strategies and steps needed to achieve your financial goals effectively.

3. Execution

With the roadmap in place, we put the plan into action, leveraging our expertise and resources to implement the agreed-upon strategies. This stage focuses on executing the necessary financial transactions and adjustments to align your portfolio with your objectives.

4. VISUALIzation

Throughout the process, we provide you with clear, transparent insights into your financial progress. Visual representations and reports help you track your portfolio’s performance and understand how it aligns with your goals.


Reliable revenue generation in retirement requires continuous communication, monitoring, and analysis. This is to ensure that we meet your objectives and fulfill your needs. We stay in touch and you can expect emails, phone calls and ideas throughout the year.

We recommend regular video, personal or phone review meetings at least once a year to assess your financial progress, capture your changing circumstances, evaluate alternative strategies and, if necessary, recommend adjustments.

Meetings are set up for your convenience, in the office, by phone, or through virtual meetings.

From My Blog


Why people change advisors and why would you short list us as a possible choice? What are the advantages of working with us?

Here are five reasons to consider:

1. Big Picture perspective

This involves looking at all aspects of your financial situation, including your goals, risk tolerance and overall financial health, in order to create a comprehensive wealth management plan.

2. Fee based model

At Canada Income, our commitment to a fee-based model ensures that your success is our primary focus. By aligning our interests with yours, we create a partnership built on trust and shared objectives.

We maintain close connections with advisors on the Aligned Capital Partners platform and regularly engage with top portfolio managers across the country. As the saying goes, ‘Learn from the mistakes of others. You can’t live long enough to make them all yourself.’ Drawing from our collective experiences, we continuously evolve and refine our approach to meet the highest standards of service excellence.

3. I am an Advisor, Not a Salesman

I focus on understanding and meeting your unique needs and goals, and providing personalized recommendations and strategies that are tailored to your individual financial situation.

4. Honest and Direct Advice

I pride myself on giving advice that is not only honest, but its also direct. Sometimes, that means giving you recommendations and advice you need to hear. I believe that plain-spoken, direct advice will better help you reach your goals.

5. Evidence Based, Education Driven

Choosing the right advisor can be daunting. How can you be sure they’re truly trustworthy? At Canada Income, we believe in earning your trust through transparency and education. That’s why we offer free educational resources on crucial financial topics. You’re welcome to ‘kick our tires’ by watching our video or schedule a phone call, review testimonials, Let’s talk.

However, the best way to know is to give us a try. The worst-case scenario, although the probability is very low, you will close your account and move on (no penalties or strings attached). We take care like you are a family.

Let me be radically honest. I am independent advisor, experienced, straightforward and I work for you.

Research Reports

Learn How Dividend Investing Can Help You Build Financial Wealth Over Lifetime

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